TaLly Ho!

I put pencil to paper yesterday and listed the expenses for September. This is only on items I spent with my debit card. This months challenge will take into account my daily spending (cash and debit, etc). It gets the categories started.

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I have only two cash only categories in affect at the moment, groceries and utilities. I found a great wallet for my envelopes, I will share once I have things set for November.

Accountability is hard!

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