I am done with the resolutions! This year I am working on solutions. First and foremost, finding solutions to my money issues. This coming year will be all about debt reduction, saving and learning to live within my means. My first task will be working on having money between paydays. My current situation is that I tend to have all my alloted monies spent by the payday weekend. Through bills and discretionary monies…it’s all gone within days. Making the time very lean in between the paydays. January’s Monthly challenge will be to track every penny and establish an amount that I can set aside in cash. Then I can budget in my slush fund for when Kabuki calls, I don’t have to say “I’m broke”. I also usher in the New Year by paying off one of my largest bills. The SUV will be paid in full in January. Leaving  a fairly nice size chunk of funds available to start paying down debts.

I think 2011 is going to be an awesome year. I am not dreading it like I did last year. Lots of personal growth and challenges have been meet and I have come out of it a better person. There is no where else to go but up!

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