This month I am working on moving all monthly expenses into the regular checking account. Jordan at The Fun Cheap or Free Queen calls this Family Checking. This the account where the rent, utilities and insurance payments are drawn from. With my direct deposit, I set up a per pay period deposit that funds s all those recurring payments. Nothing else is paid from this account. It is strictly for the regular monthly payments.
It doesn’t hurt me one bit, I get free checking because of the direct deposit and a designated account for household expenses…double win for me