SavIn fOr A RaiNy DaY

It’s month two for the 2013 money management series! This month is all about a regular savings account. I found the article written by Jordan at Fun Cheap or Free Queen very helpful for this series.

One of the perks of working in the industry I do is free bank accounts. As a new employee I was able to open a no fee checking account and savings. Perfect timing too as this month was all about setting up a regular savings account. I currently have $150 going into my emergency account (ultimate goal is have it funded with six months worth of income). Jordan suggests setting up five to ten percent as an automatic withdrawal from your paycheck. I started out at 1%. Why so low? Well, my monthly health benefits do not start until next month and I wanted to see how that affected my paycheck. I will be adjusting up to 3% if possible with 10% being the max.

At this time I haven’t really found a purpose for the account. Jordan also suggests that this fund a have a specific purpose. Hmmm…maybe to fund my trip to Prague?

Next month we will be onto Regular checking accounts!

2013 accts


What a glorious weekend it has been. I was given an impromptu paid half day off on Friday from work and was able to spend the afternoon with my mom going shopping! Found a juicer on sale for $40.00 and was able to get 20% off of that! Wheat grass shot anyone??!!

Yesterday Mom and I ran errands and then I went thrifting. I was able to find some items I had been looking for to redo my bedding. I will be sharing the end result with your this month. Brand new bed setting for under $50! Some thirfted, some found and some new. it’s looking spectacular!

Lots of fun things happening this month. St Patrick’s party, Hermione’s Fourth Birthday and Easter all happening. Can’t wait to blog all about it!

I decorated the seasonal tree with some bunnies, chickies and eggs…I love that Spring is just around the corner.

Seasonal tree for March

Seasonal tree for March