I am done with the resolutions! This year I am working on solutions. First and foremost, finding solutions to my money issues. This coming year will be all about debt reduction, saving and learning to live within my means. My first task will be working on having money between paydays. My current situation is that I tend to have all my alloted monies spent by the payday weekend. Through bills and discretionary monies…it’s all gone within days. Making the time very lean in between the paydays. January’s Monthly challenge will be to track every penny and establish an amount that I can set aside in cash. Then I can budget in my slush fund for when Kabuki calls, I don’t have to say “I’m broke”. I also usher in the New Year by paying off one of my largest bills. The SUV will be paid in full in January. Leaving a fairly nice size chunk of funds available to start paying down debts.
I think 2011 is going to be an awesome year. I am not dreading it like I did last year. Lots of personal growth and challenges have been meet and I have come out of it a better person. There is no where else to go but up!
Since I plan on writing a lot about the SCA, I decided that I would have the SCA website as my link of the week. Take a look at sca.org and learn a bit more about the hobbie that I can’t seem to step away from. Below are some photos of myself in garb and armor. I can not take any credit for the clothing. My heartfelt thanks to all who have given me or help me make such wonderful clothes.
It’s Money Monday. This is the day that I take care of all financial dealings in my life. It was my goal to work on paying down my debt in 2010. I really didn’t get very far on that goal. I did however take the time to review each bill and list it. I am two payments away from paying off the SUV and I am I feeling more confident that I will be able to get a jump start on the debt repayments next year. I have figured that with an average of 7.5 hours of OT a week, I could bring in about $400-$500 extra income to pay towards my bills.
Here is snapshot of my NetWorth, still in the red. And I am back to my weekly conference calls and writing down everything I spend. Found that if I keep my ATM card at home on days that I just don’t need it, I tend not to spend money on lattes, lunches or side trips home. It does seem to help a bit.
Among accountability each week, I would like to share a link. This week is It’s Your Money!, it is personal finance website with a whole bunch links to help with investing, spending, freedom accounts and debt trackers. Take a moment to look at what they have to offer.
It was probably the most productive weekend I have had in a long time. For weeks, I have let things come to a standstill as I dealt with some personal, emotional issues. The apartment was filthy, the pets barely being looked after and things began to stack up. I somehow was able to find my re-charge button and boy did I accomplish a lot. It was started Thanksgiving weekend but I was laid low by a nasty cold. I let a couple of obligations slide so I could concentrate on getting my apartment in order, organize my daily tasks and just get my life in perspective again.
Saturday, I cleaned and re-arranged my office. And today, I spent working on my Officer items for my SCA position. I completed all the action items for both the privy and waiver duties. Did some research for my Crown outfit and worked out some things for Estrella. It is amazing how quickly things can just pile up.
I feel accomplished this weekend. I need to be able to keep this feeling going for a while and not be sidetracked again. Something to work on.
As you readers can see, my blog has a new look. And a new purpose. I stumbled upon a great post from RowdyKittens today about 135 women bloggers. Granted, I didn’t add all 135 to my reading list but I did get a great selection of reads. Some about business, blogging, productivity and life balance. It made me want to make some changes to my own blog from this point on…I will have some new content and some exciting topics. For those who have been reading my blog you may notice some posts missing. I have chosen to put some posts as private as this will become a more public blog.
December’s Eco-Challenge is NO TV! so this new blogging gig will have a focus!
Hope you enjoy the new journey!