LIfES LItTlE ChAllEnGes

Since about June I have given myself a monthly challenge. It started with riding public transportation to work (via Phoenix’s Metro Link), taking five minute showers (vs. 15 minutes), and last months with reducing my Eating Out amount. I am looking forward to seeing how much I reduced my spending in that department. I will be posting that at month end along with all the other interesting financial news I have.  So for September, I am working on clothes. Below are three ‘Looks’ that I found in the latest issues of AllYou and InStyle magazine. The goal is to replicate the look using all used clothes. I am not sure at this point if I will just concentrate on one look are try to go with all three. I have three very great store to shop at and I am really looking forward to seeing what I can pull off.

Sorry if the picture quality is poor, i could not locate the specific looks on the magazines websites. I will take a picture of me in the outfits I put together and will give a total of each outfit vs the cost as shown on the original picture. These little monthly challenges are very fun and the Lord knows, I love to shop!

tHe GAmE PlAn

For the past couple of months I have been working on so many aspects of my life. It’s like a whirling dervish in my mind with all the plans, challenges, break-throughs, and epiphanies! I decided about a week or more ago that I would make a game plan. I initially picked two areas that I wanted to concentrate on for the remainder of the year. The first two were finances and building my business. The third one I left to fate. I made a small pile of paper with an “aspect” I wanted to concentrate on. They were Urban Homesteading, simplicity/compact, fitness, and decorating. Fate picked Urban Homesteading.

I worked on finances game plan for the last couple of days. I now have all my debts listed, tracked and ready for the repayment plan. I have my first debt goal of having my SUV paid off by 12/31/2010. And in October, I will be opening an ING Direct account for my efund (starting small and building it up to $1,000). I revamped my monthly spending plan, created a bill paying procedure, and created a notebook with all my current debts in alphabetical order. I found the spreadsheet program on It’s Your Money website while trying to find a debt reducing program. One of the items on my game plan was to pick a financial system and implement it. I decided to go with Mary Hunt’s program as it fits what I want to do and frankly, it made sense to me. I am not feeling so vauge any more about what I owe. Now, it’s just paying it off!

The buisness building and urban homesteading are still in the planning stages so I will post on those later. I still have a few thoughts brewing in my head.  Such as, what challenge will I set for myself in September?? How am I going to make it to Tuesday…I feel like I haven’t had a paycheck for about six weeks when it has been about three! Anyway, I will let the thoughts brew and go from there.

a BluSh

Two really cool things happened recently. Today, I was given Kudos from one of the toughest underwriters at our site. She sent the email all the way up to the managers. It’s been tough there lately and I happy to know I am making an impression.

Second, I am happy to see my blog posted on the Bon Bon Rose Girl list of bloggy blogs!

In other news, I am totally bored,

AnD WE’rE BaCK!

I swtiched DSL providers and have been without internets for over a week! It’s all better now.

My thoughts are way jumbled at the moment so I think it would be best to save blogging for another time.

So VErY LaZy

It’s already Sunday afternoon and my day has consisted of doing nothing. No wait… I took a mid morning nap. This may be followed by a mid afternoon nap. Had a very impromptu weekend. Nothing planned but very nice indeed. Got a call on Thursday from my friend Christine in Tucson wanting to know if I would be up for a sleep-over! So Friday night was spent eating pizza, wings and fruit punch! Nom, Nom, Nom. We both crashed early and slept in late. Wonderful way to start a weekend. We ended up going to lunch with Mr. R at Chino’s and then a quick trip to beer heaven. Then we headed over to Mr. R’s because he gave me his old tv. It’s the biggest TV I have ever had and I am still not sure how I am going to get this thing hooked-up. Not really worried about it at the moment. I can’t help but feel that I just received some consolution prize for all the crap I was put through on his behalf. Oh well, he wasn’t alone in this mess so if I get a big TV out of it, bully for me.

With the TV safely in my apartment I headed off to pick up Nikki from the airport, back home to shower and get ready for sushi and Eat Pray Love with Nikki. I enjoyed the book so much more but I was not too disappointed in the movie. I got an entirely different message from the movie than the book. And a new desire to try this dish. Oh does it look yummy! Today, well, totally lazy day. I was up early due to an upset tummy and having the history of Twin Moons removed from my life once and for all. (Yea, after stepping down in March, the new seneschal FINALLY picked up the baronial records!) I am sure I should have a bath…after my nap I think.

TeCh GrL

I have fallen in love…with my new wireless phone. It is like heaven for me. I was a Blackberry girl, but now it’s all Droid! I  inadvertently got a new cell phone through my new business. Basically, I was checking out the ordering features on my website and I signed up with Verizon. I really thought I would get denied (credit SUX!) but no. I now am the proud user of all things Droid. Touchscreen. It’s like having an iphone but totally different. And it syncs up with google. The best feature is the calendar. It is perfect for me and my scheduling. Also, I really like the messaging features. It groups all messages by sender. So you don’t have to jump over messages to see what you last sent someone. Actually, the really best part is that it was FREE!!! I will be phasing out the blackberry and using the Ally for the majority of my emails and messaging.

It is my precious!

(so not compact i know, but you will have to pry this  baby out of my cold dead hands!)

TufF ENuFf?

I rarely complain about my job. I have had a great boss, who now has left. I work well with others, train others and am a self starter. But there are changes coming down the line that are only encouraging me to follow being in business for myself. I made a few calls today. I wanted to do twenty but my throat hurts and so does my right ear. I chatted with a few peeps today via chat about my business so at least I am spreading the word.

I am going to put on some comfy clothes and watch some mindless television.  I can haz tired

nite nite

BUrP WoRTHy

It may sound gross but any good meal that ends in a well satisfied burp is a great meal. Today’s menu – Lemon Garlic Chicken, sides of basmati rice and french peas. De-lish. It will yield enough leftovers for three meals this week. I rock.

PeRSonAl FInAnCE – It AIn’T PrETTy

It is time to work on the finances again. I found a site call NetworthIQ through one of the blogs I read. Yea, over $100,000 in debt. Ouch. It’s there, real as life. It’s my reality. And the biggest motivation for my business. I will think of each call as a chip off the debt block! dragonflykeep shows a snap shot as of August 2010.  On to having less debt and more freedom to pay it off.

tHe MaDCaP ADvEnTUrEs oF THe PiNK FloWeREd WeLLiEs

So, it has become pretty obvious to me that the experiment of sowing seeds indoors was not for me. Two batches, dead! So, inspiration struck last night! I took the bag of potting soil I had and filled three self-watering flats. Then, cuz I am SMRT, it rained last night. Getting the planters good and wet. This morning, after the Sunday ritual of sweeping the entry, I threw in all the perennial seeds, shasta daisy and cosmos. Viola! I figure, they have a much better chance of blooming there than inside the appartement! (I don’t know why, but all things are French today.) Let’s just hope that Saint Fiacre (the irish patron saint of gardeners) will watch over my garden and see it grow.