I love going to my local thrift hops (they are hops cuz I have like four within my community. As much as this spending freeze is liberating…I do miss my thifting.
Debt. It’s my least favorite four letter word. It’s a virus that is far worse than my chronic illness. It can keep you up at night, sick with worry and angst.
It’s not easy to dig your self out. In a world of instant coffee to instant news, we want it to go away…right now, quickly, be done and gone. Sadly, it didn’t take me over night to get into debt so guess what? it’s going to take a bit to get out of it.
I’m just about half way through a ten plan to rid myself of debt. Since discovering Dave Ramsey, I’ve been working Baby Steps 1 and 2 for what seems like an eternity. Bright side is, each move that debt gets lower.
You gotta do the work!
I come from a family that loves to read. My dad liked political thrillers like Tom Clancy. Mom – she loves her Louis Lamour and just about every mystery writer has a place on her shelf. Sis, Sci-Fi, mystery and JD Robb. Me…romance novels. I totally blame it on my favorite book of all time, Jane Eyre. I’m enjoying my umpteenth read of this book by Charlotte Bronte this month. I am part of an online book club I was introduced to by my friend Ms. M.
What’s your favorite book of all time!?
When I wrote my Gathering Acorns post, I had just started using the Acorns app for future use down road for investments. However, I changed my mind. (I’m a woman, it’s what I do). Instead, I am using it as a way to grow my Emergency Fund to $1k. I am 1/3rd the way there…and I haven’t touched it! I’m actually very happy about this. Growing money ain’t easy!
Are you ready? Today starts the Spending Freeze challenge!!! Meals are prepped, all income for pay periods are accounted for and my cash flow is to zero. Let’s get this party started!
Just a quick reminder, follow me on Twitter for some daily commenting on this journey, plus there will be an upcoming YouTube video reviewing how I’m doing on my first ten days of the freeze.
We. Can. Do. This.
My Do’s and Don’t for This Month
Here we go!
And we are done! Now the question remains, do I continue with the hobonichi or run back into the arms of my Midori Traveler’s Notebook??
This was going to be a post on how frustrated I am with my illness and how it gets in the way of my “life”. I trashed it. Fact is, I’m ill and it’s frustrating. I had to remind my self, “take it day by day Lissy.” Nothing grows over night unless you have some magic beans and there’s suddenly a bean stalk right outside your door.
So I must remind myself…
Here we are again with a YouTube on my most favorite subject…planners.